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An individual can make monthly contribution in our plans as follows

A. Akshaya Plan

Akshaya Plan

Duration - 11 months. Monthly contributions of minimum Rs. 2,000/- or multiples of 000’s thereof for 11 months. The weight of gold will be credited to your plan account for the amount paid month on month as per the prevailing rates on the day of payment.

Monthly Installments Month Prevailing Gold Rate on the day of payment Gold Credit -22K
Rs. 2000 1st Month 4500 0.44 gms
Rs. 2000 2nd Month 4650 0.43 gms
Rs. 2000 3rd Month 4800 0.41 gms
and so on for 11 months At the end of 11 months approximately 4.84 gms is accumulated & you can buy any gold jewellery ( 22k) or gold coins ( 22k ) with 50 % off on making charges for 4.84 gms

BENEFIT : End of 11th month you can buy any gold jewellery or gold coins with 50% off on making charges.


B. Apoorva Plan

Apoorva Plan

Duration - 11 Months. Monthly contributions of minimum Rs.1000/- or multiples there of for 11 months. You will get 1 month benefit amount at the end of the maturity date.

Monthly Installments Benefit Total
1,000 X 11 = 11,000 1,000 12,000
5000 X 11 = 55,000 5,000 60,000
20,000 X 11 = 2,20,000 20,000 2,40,000

BENEFIT : On maturity, members will get a Benefit added to the amount contributed by them to select and collect ornaments.



Enrollment for the plan is open on all working days. The application for enrollment should be made in prescribed form only. The first installment should be paid along with completed application form. The member will be issued a Smart Card. The Smart Card has to be presented at the time of monthly contribution.


Payment can be made by cash / DD / local cheques / PDC / NACH / NEFT / Debit Card / credit card and online drawn in favour of ‘BHIMA JEWELLERS’ and should be crossed (A/C payee only). Outstation cheques will not be accepted.


Today's Rate per Gram: 

Bhima - Commerce Tech Partner : Indglobal

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